I think the real lesson is, travel with chamomile tea in your bag and whatever you want in your underpants.

Only if you assume their “target audience” is the policyholders.

When you realise their target audience is their shareholders, you see that everything they do is directly for them.

the $100,000 bill depicting Woodrow Wilson is obscure and not possible to obtain

True, but there is a museum in Denver that has a lot of old, high face-value bills like that.