If they don’t want to insure possessions left in vans, they should exclude them explicitly. Denying payouts by relying on a requirement that the theft is violent is sneaky and surely should be regarded as an unfair term in a consumer contract, if not some sort of con or fraud.
Yes, your vehicle IS explicitly not included in your homeowners insurance. This isn’t buried in the paperwork or some kind of gotcha.
You’ve outed yourself as having only read the clickbait headline so this argument is useless. If the thieves didn’t have to break anything to steal the bikes, they were not secured.
If they don’t want to insure possessions left in vans, they should exclude them explicitly. Denying payouts by relying on a requirement that the theft is violent is sneaky and surely should be regarded as an unfair term in a consumer contract, if not some sort of con or fraud.
Yes, your vehicle IS explicitly not included in your homeowners insurance. This isn’t buried in the paperwork or some kind of gotcha.
You’ve outed yourself as having only read the clickbait headline so this argument is useless. If the thieves didn’t have to break anything to steal the bikes, they were not secured.